Business Savings & Money Market Accounts
Smarter ways to manage and grow business funds
A strong savings strategy helps businesses stay flexible, prepared, and confident. At Partners Bank, business savings and money market accounts are designed to help you earn interest on funds while keeping money accessible for day-to-day or seasonal needs.
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Business savings options that support cash flow planning
A business savings account or business money market account can help you balance liquidity with earning potential. Partners Bank offers flexible options that allow businesses to set aside funds for when opportunities or expenses arise.
Earn interest on funds
Put reserves to work instead of leaving them idle.
Maintain access to liquidity
Keep funds available for operating needs or unexpected expenses.
Support seasonal or long-term planning
Manage balances tied to cycles, growth plans, or future investments.
Get local guidance
Work with bankers who understand your business and market.
Business savings and money market account options
Business Savings Accounts
Our Business Savings account remains one of the most competitive in the marketplace. Build financial stability for your business with fewer limitations and minimums than other banks.
- $10 minimum balance to open.
- $100 minimum balance to earn interest.
- $100 daily balance required to avoid a $5.00 monthly maintenance service charge.
- Variable rate interest, credited monthly to your account on your statement cycle date.
- FREE Online Banking.
Business Money Market Statement Savings
An easy access, two-tiered interest rate savings account available to businesses, organizations, and associations. Enjoy higher interest rates on your entire balance as your account balance goes up without any term commitment.
- $500.00 minimum deposit to open
- $500.00 minimum balance to earn interest
- Variable rate interest, credited monthly to your account on your statement cycle date
- No annual fee Partners ATM card for qualified applicants
- Toll-Free 24-hour Phone Banking access
- Detailed monthly statement
- $500 daily balance required to avoid a $7.00 monthly maintenance service charge.
Business Relationship Money Market Statement Savings
Our Business Relationship Money Market Statement Savings account offers high- yield tiered rates and is available for all businesses, organizations and associations who open and maintain a Partners Bank Business Relationship Checking Account.
- $500.00 minimum deposit to open
- Variable rate interest, credited monthly to your account on your statement cycle date
- No annual fee Partners ATM card for qualified applicants
- No annual fee Partners ATM or MasterCard BusinessCard® debit card for qualified applicants with related checking account
- Toll-Free 24-hour Phone Banking access
- Detailed monthly statement
- Free fully personalized printed checks
Accounts designed for real-world business needs
If you’re evaluating whether a business savings account or a business money market account better fits your needs, our team of business bankers can help you compare options.
Startups and small businesses
Businesses in Maine and New Hampshire looking to establish strong financial habits can set aside reserves, manage operating cash, and keep funds accessible as the business grows.
Growing companies of all sizes
Organizations that maintain higher balances, manage seasonal cash flow, or want to earn interest on funds while keeping money available for expansion or unexpected expenses.
Businesses with specific needs
Companies in industries with fluctuating cash cycles (like construction, professional services, healthcare, or hospitality) can benefit from flexible savings options and local banking support.
How Partners Bank Supports Businesses Across Maine and New Hampshire
Interest-earning structures
Business savings and money market accounts earn interest, with rates varying by account type and balance level.
Flexible access to your account
Depending on the account, access may include digital banking, transfers, or limited transaction capabilities.
Relationship-based support
Get guidance from dedicated business bankers who know your business.
Security and controls
Protect business funds with secure access and account monitoring.
Manage business savings with digital banking tools
Partners Bank’s digital business banking tools make it easy to track balances, move funds between accounts, and stay informed about account activity.
Features include:
- Secure online and mobile access
- Transfers between business accounts
- Account alerts and monitoring
A local banking partner for long-term business planning
At Partners Bank, our business savings accounts help you plan ahead. Our bankers take the time to understand your cash flow, goals, and growth plans and can help you choose the right savings or money market solution.
FAQs about Business Savings & Money Market Accounts
Business savings accounts are designed for setting funds aside while earning interest, while business money market accounts typically offer higher interest potential for higher balances.
Both business savings and money market accounts can earn interest, with rates varying by account type and balance level.
Yes. Transfers between business accounts can be made using digital banking tools or with banker assistance.
Yes. Business savings and money market accounts include access to online and mobile business banking tools.
You can open an account by visiting a Partners Bank branch throughout Southern Maine and Seacoast New Hampshire, or by speaking with a business banker.