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Personal BankingChecking Accounts

We have the best personal checking accounts around

Are there costly changes happening at your bank?

Partners Bank has the premier personal checking accounts and free services you deserve. Keep your money where it belongs – in your wallet. With no minimum to open and no monthly service fees, Partners Bank truly has Maine and New Hampshire’s ultimate checking accounts.

Partners Bank Ultimate Checking Big Bank 1 Big Bank 2 Big Bank 3
Monthly Service Fee Green X Red Checkmark Red Checkmark Red Checkmark
Minimum Balance Fee Green X Red Checkmark Red Checkmark Red Checkmark
Cost for Checks Green X Red Checkmark Red Checkmark Red Checkmark
Charge for paper statements Green X Red Checkmark Red Checkmark Red Checkmark
Free ATM* anywhere Green Checkmark *Use another bank’s ATM and Partners Bank will rebate
the service fee charged by other banks if you have a
Partners Bank Debit MasterCard®.

Partners Bank

Big Bank 1 Big Bank 2 Big Bank 3
Fee for Health Savings Accounts Green X Red Checkmark Red Checkmark Red Checkmark

Contact us today to learn more about why Partners Bank is the best choice for your checking account.

Fast Lane Checking pays you for doing your favorite things… Wherever you go!

Woman Excited About Fast Lane Checking

Receiving money at any time is a great feeling, but what if you could earn money while actually spending money? With the Partners Bank Fast Lane Checking account you get cash rewards when you use your debit card to make a purchase!1 How great is that? If you are a quick-spender and like to use your debit card to make most purchases, large or small, or just don’t carry cash on you, then Fast Lane Checking with cash rewards may be the checking account for you.  Receive 24/7 bank access to your account plus:

Benefits
Cash rewards – up to $5/month for 20 debit card purchases Green Checkmark
$25 for Direct Deposit2 Green Checkmark
Fee Free Partners Bank Debit MasterCard® Green Checkmark
Monthly Service Charge Green X
Minimum to Open3 Green X
Minimum Balance Requirement Green X
Earns Interest Red X
Free Online & Mobile Banking Green Checkmark
Free Unlimited Bill Pay Green Checkmark
Unlimited Check Writing Green Checkmark
Download to Quicken®/QuickBooks®/Money® Green Checkmark

Open Online

1We will pay $0.25 for each debit card purchase that posts and clears, up to a maximum of $5.00 per statement cycle. No minimum balance required to maintain an account. Earned cash amounts will be deposited on the last day of the current statement cycle. Must have eStatement only.
2Reward offer is available for new Fast Lane Checking accounts. To receive the one-time $25 direct deposit reward, a direct deposit must be established within 90 days of new account opening.
3 To open an account online, $1 minimum is required to fund the new account.

Get more and do more with your money. The Partners Bank Ultimate Checking account fits its name perfectly, because it is the ultimate checking account available today! With Ultimate Checking you can use any bank’s ATM without having to pay a fee – we’ll pay the fee for you!1   When you are out and on the road, you don’t have to search for a Partners Bank ATM – you can use whatever ATM is available to you.  That isn’t the only thing you’ll get with Ultimate Checking, see below for the other great benefits that come with it.

Benefits
Fee-free ATM Access Anywhere You Travel1 Green Checkmark
Monthly Service Charge Green X
Minimum to Open2 Green X
Minimum Balance Requirement Green X
Earns Interest3 Green Checkmark
Fee Free Partners Bank Debit MasterCard® Green Checkmark
Free Checks for the Life of the Account Green Checkmark
Free Online & Mobile Banking Green Checkmark
Free Unlimited Bill Pay Green Checkmark
Unlimited Check Writing with Interest Green Checkmark
Download to Quicken®/QuickBooks®/Money® Green Checkmark
Electronic Statements Green Checkmark
Free Treasurer’s Checks Green Checkmark

1Use another bank’s ATM and Partners Bank will rebate the service fee charged by other banks if you have an Partners Bank Debit MasterCard®.
2To open an account online, $1 minimum is required to fund the new account.
3
This is a variable rate account, the rate may change after the account is opened. Rate may change at anytime without notice.

So what’s not to love about the Partners Bank Ultimate Checking Account? Ready to get started?  Go to one of our local branches or call us at 1-888-226-5747.

Open Online Check Rates

Our Bundle Checking Accounts are available for Bundle Customers designed to match your needs and lifestyle. Start building your financial relationship with Partners Bank. Ask us if you qualify today!

Benefits Silver Lining Ultimate Checking1 Golden Rewards Ultimate Checking1 Heroes Bundle Ultimate Checking1
Fee-free ATM Access Anywhere You Travel2 Green Checkmark Green Checkmark Green Checkmark
Monthly Service Charge Green X Green X Green X
Minimum to Open Green X Green X Green X
Combined Minimum Balance Requirement $5,0003 $25,0004 Green X
Earns Interest5 Green Checkmark Green Checkmark Green Checkmark
Fee Free Partners Bank Debit MasterCard® Green Checkmark Green Checkmark Green Checkmark
Free Checks for the Life of the Account Green Checkmark Green Checkmark Green Checkmark
Free Online & Mobile Banking Green Checkmark Green Checkmark Green Checkmark
Free Unlimited Bill Pay Green Checkmark Green Checkmark Green Checkmark
Unlimited Check Writing with Interest Green Checkmark Green Checkmark Green Checkmark
Download to Quicken®/QuickBooks®/Money® Green Checkmark Green Checkmark Green Checkmark
Electronic Statements Green Checkmark Green Checkmark Green Checkmark
Free Treasurer’s Checks Green Checkmark Green Checkmark Green Checkmark

Check Rates

1Available with a bundle relationship only. For specific requirements for each Partners Bank bundle, please refer to the Product Bundles page. This is a variable rate account, the rate may change after the account is opened. Rate may change at anytime without notice.
2Use another bank’s ATM and Partners Bank will rebate the service fee charged by other banks if you have an Partners Bank Debit MasterCard®.
3Must have an active Silver Lining Ultimate Checking Account and maintain $5,000 or more in combined deposit balances in checking and savings to qualify for a minimum balance requirement.
4Must have an active Golden Rewards Ultimate Checking account and a combined deposit balance of $25,000.  Must be 50 years of age or older.
5This is a variable rate account, the rate may change after the account is opened. Rate may change at anytime without notice.

A Health Savings Account (HSA) is a tax-exempt trust or custodial account established exclusively for the purpose of paying or reimbursing qualified medical expenses for yourself, your spouse, and your dependents.

You are eligible to open an HSA with a regular contribution if, with respect to any month, you:

  • Are covered under a high-deductible health plan (HDHP) on the first day of that month;
  • Are not also covered by any other health plan that is not an HDHP (with certain exceptions for plans providing preventive care and limited types of permitted insurance and permitted coverage);
  • Are not enrolled in Medicare; and
  • Cannot be claimed as a dependent on another individual’s tax return.To learn more about our HSAs and whether you are eligible, visit any of our local branches or contact us directly at 1-888-226-5747 or locally at 207-324-2285.

Check Rates

Switching Made Hassle-free

We understand that your time is important. Partners Bank wants to make switching your relationship as effortless and hassle-free as possible.

To get started, contact your local branch or contact us directly at 1-888-226-5747 or locally at 207-324-2285.

 

eBanking – 24/7 Bank Access

We know your day doesn’t stop at 5:00pm. Partners Bank Online Banking allows you to access your accounts 24/7!