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Rates

Interest Rates and Annual Percentage Yields are effective as of January 29, 2024, and are subject to change without notice.

Account Type Minimum Deposit to Open Account Min. Balance
To Obtain Annual Percentage Yield		 Standard Rates Relationship Rates3
Interest Rate Annual Percentage Yield Interest Rate Annual Percentage Yield
91-Day CD1 500.00 500.00 .05% .05% –
6-Month CD1 500.00 500.00 .10% .10% .20% .20%
7-Month No Penalty CD2 500.00 500.00 .20% .20% .25% .25%
9-Month CD1 500.00 500.00 .20% .20% –
1-Year CD1 500.00 500.00 .30% .30% .35% .35%
1-Year eCD1 (Online Only) 500.00 500.00 .30% .30% –
1 ½-Year Bump Up CD1 500.00 500.00 .30% .30% .35% .35%
2-Year CD1 500.00 500.00 .35% .35% .40% .40%
2 ½-Year CD1 500.00 500.00 .35% .35% .40% .40%
3-Year CD1 500.00 500.00 .35% .35% .40% .40%
4-Year CD1 500.00 500.00 .40% .40% .45% .45%
5-Year CD1 500.00 500.00 .40% .40% .45% .45%
Retail CD Specials
Relationship Bundle Specials

REL 8-Month
CD & IRA4

 500.00 500.00 – 2.47% 2.50%
REL
15-Month CD & IRA5		 500.00 500.00 3.20% 3.25%
REL
25-Month CD & IRA6		 500.00 500.00 2.96% 3.00%

Learn More About Certificates of Deposit

Please note: Many of these CDs are available as IRAs. Please contact Partners here for more information.

1 A penalty may be imposed for early withdrawal

2 7-Month No-Penalty CD – A withdrawal made in the first 6 days of your new CD is subject to an early withdrawal penalty of seven days interest on the amount withdrawn. Not available as an IRA.

3 Ask us about our relationship rates available with Silver Lining, Heroes and Golden Rewards bundles.

4 8-Month CD & IRA will renew as a Relationship 6-Month CD or Relationship 6-Month IRA.

5 15-Month CD & IRA will renew as a Relationship 1-Year CD or Relationship 1-Year IRA.

6 25-Month CD & IRA will renew as a Relationship 2-Year CD or Relationship 2-Year IRA.

  • The balance is the daily balance which is the amount of principal in the account each day.
  • Fees could reduce earnings on the account. Please ask us for an account disclosure for more details and a schedule of fees on any of these accounts.
  • All CDs are available as IRA’s, with the exception of the 7-Month No Penalty CD and the online only 1-Year eCD.
  • To obtain our current interest rates, contact us at 207-324-2285 or 888-226-5747

PROBLEM RESOLUTION: If you have a complaint or concern with us regarding your deposit account, please call customer service at one of our locations and attempt to resolve the problem directly with us. If you feel we failed to resolve the problem, write a letter detailing the problem and resolution that are seeking to: Bureau of Financial Institutions, 36 State House Station, Augusta, ME 04333-0036. To file a complaint electronically, you may contact the Bureau of Financial Institutions at the following address: https://www.maine.gov/pfr/financialinstitutions/complaint.htm . The Bureau of Financial Institutions will acknowledge receipt of your complaint promptly and investigate your claim. You will be informed of the results of the investigation.

Account Type Minimum Deposit to Open Account1 Min. Balance
To Obtain Annual Percentage Yield		 Standard Rates Relationship Rates2
Interest Rate Annual Percentage Yield Interest Rate Annual Percentage Yield
PERSONAL – NOW Accounts
– Ultimate Checking3 – 0.00 to 2,499.99 .00% .00% –
2,500 and over .02% .02%
– Heroes Ultimate Checking3
– Silver Lining Ultimate Checking3
– Golden Rewards Ultimate Checking3		 – 0.00 to 2,499.99 – .00% .00%
2,500 and over .02% .02%
PERSONAL – Savings and Money Markets
Partners Savings3 – 0.00 to 2499.99 .01% .01% –
2500.00 to 9999.99 .01% .01%
10,000.00 to 24,999.99 .02% .02%
25,000 and over .03% .03%
– Heroes Bundle Savings3
– Silver Lining Savings3
– Golden Rewards Savings3		 – – – – .15% .15%
Club Savings3 10.00 10.00 and over .01% .01% –
Money Market3 500.00 500.00 to 2,499.99 .01% .01% .01% .01%
2,500.00 to 9,999.99 .02% .02% .02% .02%
10,000.00 to 24,999.99 .03% .03% .03% .03%
25,000.00 and over .05% .05% .15% .15%
Health Savings Account 25.00 25.00 to 2,499.99 .01% .01% .01% .01%
2,500.00 to 4,999.99 .02% .02% .05% .05%
5,000.00 to 9,999.99 .03% .03% .10% .10%
10,000.00 and over .04% .04% .10% .10%
BUSINESS
Business NOW3 25.00 0.00 to 499.99 .00% .00% –
500.00 to 2,499.00 .01% .01%
2,500.00 to 24,999.99 .01% .01%
25,000.00 to 99,999.99 .02% .02%
100,000.00 to 249,999.99 .03% .03%
250,000.00 and over .03% .03%
Business Savings3 10.00 100.00 and over .02% .02%
Business
Relationship Savings4		 10.00 0.00 to 499.99.00 – 0.01% 0.01%
500.00 and over 0.03% 0.03%
Business Money Market  Statement Savings3 500.00 0.00 to 499.99 .00% .00% –
500.00 to 2,499.99 .01% .01%
2,500.00 to 9,999.99 .02% .02%
10,000.00 and over .02% .02%
Business
Relationship Money Market Statement Savings4		 500.00 0.00 to 24,999.99 – .02% .02%
25,000.00 to 99,999.99 .03% .03%
100,000.00 to 249,999.99 .05% .05%
250,000.00 to 1,999,999.99 .05% .05%
2,000,000.00 and over .05% .05%
  • Except as otherwise noted, the balance is the daily balance which is the amount of principal in the account each day.
  • Fees could reduce earnings on the account. Please ask us for an account disclosure for more details and a schedule of fees on any of these accounts.
  • Maturity on Club Savings accounts:
    • Christmas Club Savings accounts mature yearly on October 18th.
    • All Purpose Club Savings accounts mature yearly on April 6th.
  • To obtain our current interest rates, contact us at 207-324-2285 or 1-888-226-5747

1 When opening a Fast Lane Checking, Ultimate Checking or Partners Savings online, a $1 minimum is required to fund the new account.
2 Ask us about our relationship rates available with Silver Lining, Heroes and Golden Rewards bundles.
3 This is a variable rate account, the rate may change after the account is opened. Rate may change at anytime without notice.
4 Relationship pricing available to Business Banking Bundle customers only. Must have an active Business Checking account.

PROBLEM RESOLUTION: If you have a complaint or concern with us regarding your deposit account, please call customer service at one of our locations and attempt to resolve the problem directly with us. If you feel we failed to resolve the problem, write a letter detailing the problem and resolution that are seeking to: Bureau of Financial Institutions, 36 State House Station, Augusta, ME 04333-0036. To file a complaint electronically, you may contact the Bureau of Financial Institutions at the following address: https://www.maine.gov/pfr/financialinstitutions/complaint.htm . The Bureau of Financial Institutions will acknowledge receipt of your complaint promptly and investigate your claim. You will be informed of the results of the investigation.

For mortgage loan rates, contact one of our Mortgage Consultants.

Please Note: Partners advises that you do not bookmark our rate pages. Rates can change frequently and your bookmark may not be up to date.